N-015Products

Null Pay

Null Pay places financial actions inside the conversation where they belong.

Updated August 2026 · 4 minute read

Null Pay places financial actions inside the conversation where they belong.

Supported actions may include:

  • send USDG;
  • request payment;
  • create an invoice;
  • split a bill;
  • send a tip;
  • create milestone escrow;
  • issue a payment receipt;
  • refund a payment.

Payment flow

N-FLOW-05Requesting and settling a paymentConcept

A payment request confirmed inside the conversation, settled onchain, and attached back as a receipt.

flowchart TD
    A[Create payment request] --> B[Recipient reviews request]
    B --> C[Confirm wallet, asset, and amount]
    C --> D[Sign transaction]
    D --> E[Settlement onchain]
    E --> F[Receipt attached to conversation]

Safety requirements

Before a payment, Null should display:

  • verified recipient identity;
  • destination address or smart account;
  • asset;
  • amount;
  • network;
  • estimated fee;
  • payment purpose;
  • contract permissions;
  • final confirmation.

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